Relationship Manager-Emerging Enterprises Group

Responsibilities

• Complete ownership of a portfolio of between app. 35 productive accounts. The number of accounts managed may vary depending upon asset size of the portfolio, geography covered, operational intensity and branches mapped to the RM. He is bank’s face to the customer.
• Responsible for the growth of the portfolio (organic and inorganic), ensuring targets are met and there is availability of an increased revenue stream.
• Credit Management & Housekeeping: Primarily includes CAM preparations and timely renewals, obtaining and closing deferrals, plant and site visits and preparation of call memos, obtaining and deciphering stock statements, quarterly results, insurance. TOD management.
• Ensuring the quality of Portfolio: Be on the lookout for stress signs in the client operations / activity and address them
• Day to day Activities
• CAM / SRM
• Documentation Pre-sanction and post sanction
• Customer negotiation on rates and other terms
• Updating LTS and conversion of leads
• Regular Branch interaction
• Daily servicing of customer
• Call Memo preparation
• Site visit / plant /property visitation
• Supporting RMs for the above activities for their accounts.

Requirements

• Experience in working capital, candidates having knowlege of mortgages and financials Products,Good Managerial Skills,
• At least 2 year of working experience in the related field is required for this position.
• Candidate must possess at least a Master in Business Admin/Post Graduate Diploma in Business Administration/Post Graduate Program in Management or Chartered Accountancy in Marketing or equivalent.

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